The numbers are so important... but sometimes getting them is difficult to say the least. When clients don't have the numbers, they cannot be confident home shoppers.
The main culprits here are highly inaccurate online loan calculators and the lack of speed in which a client can get updated numbers from their loan officer. Most clients send an email to their loan officer and then wait (however loan) for them to get back with new figures. Oh, and what about that Pre-Approval letter you need on a Sunday night at 9 PM? Yeah, good luck.
With every transaction it's a simple matter of making the money work. The total costs of the loan, how much money I need, my mortgage payment, and just how much in closing costs I can/should ask the seller for. My EMA does is all.
With some simple input, our clients can calculate numbers and play loan officer. They can adjust the Sales Price, loan amount, run different rate/point options and even see exactly how much the seller can pay in closing costs!
P.s. These numbers are ACCURATE!
Just complete the short form on the right and we'll put together a detailed worksheet that you can then play with to your hearts content. If you take the steps to get pre-approved with us, we'll unlock the Pre-Approval certificate.
For immediate service, after completing the form you can call 571-249-5363 or email us at email@example.com. We look forward to serving you!
This is intended solely for informational purposes and is an exclusive offer of Rick Elmendorf NMLS 485091 and The Elmendorf Team at Caliber Home Loans. This document is not part of the application process and does not constitute an application. The information above reflects proposed options for well-qualified borrowers. If you decide to proceed with applying for a loan, you will need to complete a loan application and you will be provided with detailed loan disclosures including a Loan Estimate. Caliber Home Loans, Inc., 3701 Regent Boulevard, Irving, Texas 75063 (NMLS # 15622). Equal Housing Lender. (c) 2019 Richard Elmendorf, ALL RIGHTS RESERVED.