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Want quick numbers?  Give us a call!  You can email us your mortgage statement as well!  Send to

 (571) 249-5363

Our Location

Here is my EMA Refinance Worksheet

With some simple input, our clients can calculate numbers and play loan officer. They can adjust from available rate/point options and even see what the "TRUE" cost of refinancing will be.

refi sample

These numbers are ACCURATE!

How to get the EMA Refinance Worksheet?

Just complete the short form on the right and we'll put together a detailed worksheet that will show all!  If you like everything we can take the next steps and reduce your payments in about 3-4 weeks!  (Note that VA Loans require much less time and no appraisal is necessary. Some Conventional loans are not requiring an appraisal).

For immediate service, after completing the form you can call 571-249-5363 or email us at  We look forward to serving you!

This is intended solely for informational purposes and is an exclusive offer of Rick Elmendorf NMLS 485091 and The Elmendorf Team at Caliber Home Loans. This document is not part of the application process and does not constitute an application. The information above reflects proposed options for a VA IRRRL loan and qualified borrowers. If you decide to proceed with applying for a loan, you will need to complete a loan application and you will be provided with detailed loan disclosures including a Loan Estimate. Caliber Home Loans, Inc., 3701 Regent Boulevard, Irving, Texas 75063 (NMLS # 15622). Equal Housing Lender. (c) 2019 Richard Elmendorf, ALL RIGHTS RESERVED. 

Get the Refinance Worksheet!